Our Story
Experienced. Independent. Trusted.
Our approach is why we are one of the most trusted retirement plan administration firms in the region, in business for over 30 years.
Our Vision
To deliver creatively designed retirement solutions, backed by deep actuarial expertise, that our clients and their people can count on.
Our team holds a breadth of professional credentials, giving us the expertise to handle even the most complex and challenging plan designs. See Our Certifications.
5
ASPPA Credentialed Members
5
Enrolled Actuaries
20+
Avg. Years of Industry Experience
1,700
Retirement Plans Administered
Our Services
A great retirement solution begins with thoughtful design, personalized guidance, and delivers results through the right expertise and service.
Learn more about our Retirement Solutions.
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Traditional Defined Benefit plans
Cash Balance plans
DB/DC Combo plans to maximize tax deferred savings
Age-Weighted and Cross-Tested plan designs
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Traditional employer sponsored 401(k)
Safe Harbor 401(k)
Complex plan options leveraging custom eligibility, vesting, contribution, and enrollment strategies
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Employer-funded retirement plans where contributions are discretionary
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Money Purchase Pension Plans
403(b) Plans
SEP/SIMPLE Plans
Our Mission
To make retirement work for everyone by being the most creative, experienced, and trusted retirement plan design and administration partner for our clients.
To learn more about our experience, creative plan designs, and how we can help you reach your retirement goals, visit Our Services.
Our Values
How We Serve You:
Stronger Together
We exponentially amplify outcomes for our stakeholders by working as one team, and by leveraging the collective expertise and experience of our partnerships.
Obsess Over the Customer
We are committed to helpful service with accuracy and urgency, delivering an unparalleled experience.
Strive to Be Better Every Day
We put ourselves on the path of continuous improvement and view feedback as a gift. We embrace the change that is required to achieve our goals.
Do Right Things, Do Things Right
In everything we do, we act first with honesty and integrity. We strive for excellence in our execution, with an intense attention to detail.
Seek to Understand Why
We are problem solvers, and we ask questions, seeking answers using the full scope of the data, knowledge, and experience from across the partnership.
Own the Outcome
We are accountable for our individual and collective results. We follow through to help our team, clients, and partners achieve the right outcomes.
Our Story
Decades of dedication and trusted expertise.
For decades, SMS Retirement has delivered creative, personalized retirement plan solutions, building a trusted reputation for accuracy, independence, and client-first service. Our deep roots in the Cincinnati community and expertise in defined benefit, cash balance, and defined contribution plans form a strong foundation for the way we work, while our partnership with Strongpoint Partners ensures we are equipped to take on any challenge.
1985
SMS Retirement is founded.
2011
SMS Retirement expands team and services.
2025
SMS Retirement joins Strongpoint Partners.
Since 2025
SMS Retirement is a proud Strongpoint Partner.
As a Strongpoint Partner, SMS Retirement is a part of the most trusted, knowledgeable and customer-centric retirement platform for small and medium-sized businesses. Learn More
